✅ Step-by-step guide to write and submit a hardship affidavit that gets taken seriously
✅ Editable templates for income-based relief requests (PDF + Word)
✅ Instructions for using with creditors, collectors, or courts
The Hardship Affidavit Kit is an educational resource designed to help individuals communicate financial hardship to creditors and courts. It provides customizable templates and general guidance for debt relief requests, payment plans, or settlement negotiations. Results are not guaranteed and may vary based on creditor policies, documentation provided, and individual circumstances. This kit is not legal advice and does not establish a client-attorney relationship. Always consult a licensed professional if you need legal representation or financial counseling.
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